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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News:
Mortgage Rates Back up to Unchanged After Stronger Start
7/23/2014 4:07 PM
Posted To: Mortgage Rate WatchMortgage rates were mixed today depending on the lender and the time of day you look. Most recently, the average lender is back to unchanged vs yesterday. Before that, most lenders were in slightly better shape, but market weakness prompted widespread reprices. On an individual bas...Read More
MBS RECAP: Bond Markets Lose Ground After Strong Start; MBS Underperform
7/23/2014 4:05 PM
Posted To: MBS CommentaryAlthough MBS did a good job of pushing back against a recent bout of underperformance over the past 3 sessions, today showed it won't be a straight shot. In other words, MBS had closed the gap to Treasuries somewhat since Friday, but it widened again today . This was ultimately...Read More
Modest Housing Recovery Will Continue -Fannie
7/23/2014 11:58 AM
Posted To: MND NewsWireThe theme for the economy and the housing market"s in 2014 has been set for months; the economy will continue to slowly strengthen; the modest recovery in housing will be sustained . Each monthly or quarterly report or round of economic analysis seems to merely join the chorus. Fannie Mae"s most re...Read More
Foreclosure Inventory Continues to Shrink but Distressed Loans up
7/23/2014 11:55 AM
Posted To: MND NewsWireBlack Knight Financial Services said today that both delinquencies and foreclosure starts were up slightly in June. The information was part of the company"s “first look” preview of data from its Mortgage Monitor report that will be published in early August. The nation"s delinquency ra...Read More
MBS MID-DAY: Back to Unchanged After Stronger Start
7/23/2014 11:49 AM
Posted To: MBS CommentaryIn terms of domestic economic data and events, not much has happened today. The key driver of morning gains was the reaction to Bank of England Minutes and comments from BOE Governor Mark Carney. Long story short, all of the above turned out a bit friendlier than bond markets expec...Read More
CIT Group to buy OneWest; Thoughts on Non-QM products; Recent Changes in FHA, VA, & HECM
7/23/2014 9:49 AM
Posted To: Pipeline PressCaptain Obvious likes to say, "Home prices don"t always go up." It"s probably a cliché at this point, but it"s better than the, "Buy as much home as you can afford" of the "00"s. Both phrases deserve to be in the Mortgage Banking Hall of Fame (right next to "W...Read More
Finally an “Up” Week for Mortgage Applications
7/23/2014 8:07 AM
Posted To: MND NewsWireNormal 0 false false false EN-US X-NONE X-NONE The Market Composite Index, a measure of loan application volume had its first positive week since June 6 last week, increasing 2.4 percent on a seasonally adjusted basis from the previous week. The Mortgage Bankers Association (MBA) said its unadjuste...Read More
MBS Day Ahead: Data-Free Day Leaves Bonds to Ponder Long-Term Ranges
7/23/2014 6:33 AM
Posted To: MBS CommentaryHaving spent the last 4 sessions trading near 2.47%, 10yr yields are operating in an important zone historically. For all intents and purposes, yields have only ever moved decisively through this zone one time without bouncing back shortly thereafter. That was in 2011. Personally, ...Read More
MBS RECAP: Gains Remain Intact Through Afternoon; Narrow Range Overall
7/22/2014 3:56 PM
Posted To: MBS CommentaryBond markets didn't put on much of a show today, but what little there was managed to be enjoyable . Credit that to the fact that trading levels made it back into positive territory twice and held steady through the close. Overnight weakness was a factor of European markets and...Read More
Mortgage Rates Hold Steady Amid Conflicting Data
7/22/2014 3:56 PM
Posted To: Mortgage Rate WatchMortgage rates were unchanged in most cases today, though some lenders were slightly worse. Even then, the difference from yesterday is generally insignificant. MBS (the mortgage-backed securities that most directly influence rates) digested two economic reports today: the Consumer...Read More