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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

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Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News:
MBS RECAP: Big Move in Yield Curve; MBS Unchanged
4/17/2015 4:24 PM
Posted To: MBS CommentaryAll of today's drama--if you can call it that--came in the form of curve trading. That refers to traders adjusting bond market holdings by selling one part of the yield curve to buy another. In today's case, the shorter maturities were sold and longer maturities were bought...Read More
Mortgage Rates Are Really Stuck in a Rut
4/17/2015 3:32 PM
Posted To: Mortgage Rate WatchMortgage rates barely budged yet again today despite more volatility in underlying financial markets. This is the 3rd day in a row with similar behavior in interest rates, and part of an even broader trend of minimal movement since the beginning of the month. If there was a detecta...Read More
It’s Time to Take Our Industry Back: Educate and Innovate
4/17/2015 2:19 PM
Posted To: Community CommentaryAs we prepare and retool for the August 1st disclosure changes, it will be easy to lose sight of the opportunity that is before us. The regulatory integration is here to stay, and there is ample evidence to show that it’s costing consumers more money in the n...Read More
MBS MID-DAY: Surprise Surprise! Bonds Nearly Unchanged After Morning Volatility
4/17/2015 12:26 PM
Posted To: MBS CommentaryIf this happens to be your very first time reading this site, you should know that we've been talking a lot about a few things. First is the fact that bond markets have been almost perfectly sideways for most of April and in general, have been lacking in conviction to challenge...Read More
Agency Updates - Does Fannie Really Need to Approve Lender Management Changes?
4/17/2015 9:48 AM
Posted To: Pipeline PressSince inflation doesn"t exist much anymore in the economy, how about in your garage ? Detroit has plenty of empty garages and so the city announced a new 0% down program to give the market a shot in the arm - who needs a down payment assistance program when there is ...Read More
MBS Day Ahead: Bonds Needing More Motivation to Get Serious About Challenging Resistance
4/17/2015 6:32 AM
Posted To: MBS CommentaryStop me if you've heard this one before. There's this epic long-term inflection point defined by 10yr yield levels 1.84-1.86. It stretches back to 2011, when it acted as uncanny resistance for almost the entire year. It acted as similarly uncanny support for most of 2012, a...Read More
MBS RECAP: Mini Roller-Coaster on Corporate Tradeflows and Fed Speak
4/16/2015 3:03 PM
Posted To: MBS CommentaryThe trading day started out timidly enough, but with a bit of an ominous tone . This had to do with the fact the German Bunds made new all-time lows yet again, while US Treasuries did almost nothing to follow. The first two hours of the domestic session were total duds in terms of ...Read More
Mortgage Rates Steady Despite Market Volatility
4/16/2015 2:18 PM
Posted To: Mortgage Rate WatchMortgage rates were unchanged again today , continuing a trend of minimal movement that has been intact for all but one day since Monday April 6th. Rates aren"t much different today than they were then, but being sideways at these levels is certainly not a bad thing when more than ...Read More
Housing Starts Rose Less Than Expected in March
4/16/2015 10:58 AM
Posted To: MND NewsWireThe rate of permitting for construction of single family housing and residential construction completions were both down in March, Housing starts did rise slightly. The Census Bureau and the Department of Housing and Urban Development reported that permits for privately owned housing were at a seas...Read More
MBS MID-DAY: Another Strong Start Hits The Skids--Even Faster This Time
4/16/2015 10:03 AM
Posted To: MBS CommentaryThis will be the third day in a row where bond markets have begun the day in stronger territory only to give back some of the gains as the day continues. Unlike the last two sessions, today's has taken us into negative territory. It's also happened much earlier in the day, ...Read More