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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News:
MBS RECAP: Bonds Catch a Break Heading into Quarter-End and NFP Week
3/27/2015 3:55 PM
Posted To: MBS CommentaryIt's that time again. Or, at least it will be next Friday. After 2 months in a row of painful NFP reactions in bond markets, the big jobs report is back again. The Fed has probably done some work toward decoupling rate-hike expectations from payrolls, but even before that, the ...Read More
Mortgage Rates Hold Ground As Markets Take a Breather
3/27/2015 3:21 PM
Posted To: Mortgage Rate WatchMortgage rates had one of their least exciting days of the week today, moving just modestly lower from yesterday"s latest levels. The trading range in underlying markets was exceptionally narrow, especially when compared to the week"s previous activity. The final revision of 2014"s...Read More
Affordability Falling as Permits Lag Growth
3/27/2015 1:48 PM
Posted To: MND NewsWireThe old maxim that a household rents only until it can afford to buy a home is apparently being stood on its head in a lot of housing markets. A study published on Friday by Zillow says that "rental affordability is as bad as it"s ever been." Nationally, in fact, they found it is consuming nearly t...Read More
MBS MID-DAY: Bonds Taking a Break from Volatility, Especially MBS
3/27/2015 12:05 PM
Posted To: MBS CommentaryWith the exception of only a few trades during a few minutes, Fannie 3.0 MBS prices have remained in a range of 101-28 to 101-29 this morning. That's super narrow! It's already resulting in a few "stability reprices" as lenders are refreshed by the break from the ...Read More
More Agency Updates; Why Bank M&A is Expected to Continue in 2015
3/27/2015 9:35 AM
Posted To: Pipeline PressI love it when I receive an e-mail warning me, "You"ve had unusual and suspicious activity on your American Express Card." I don"t have an American Express Card. Think your IT"s security is up to speed? Think again - this e-mail got through, didn"t it? Seriously, tha...Read More
MBS Day Ahead: Is Today"s GDP Reading Important?
3/27/2015 6:34 AM
Posted To: MBS CommentaryThere"s been a lot of talk about GDP recently, but it"s important to keep in mind that most of it has to do revised GDP estimates for the first quarter of 2015 due to some recently weak economic data. The thing being reported today is the final revision of 2014"s 4th quarter GDP, w...Read More
MBS RECAP: Another Day With Multiple Negative Reprices
3/26/2015 3:51 PM
Posted To: MBS CommentaryEver since bond markets failed to respond positively to yesterday morning's exceptionally weak Durable Goods report, things have been almost exclusively negative . That anomaly provided a clue that has since been convincingly confirmed: it's not about the data or headlines ...Read More
Mortgage Rates Increase Rapidly
3/26/2015 2:51 PM
Posted To: Mortgage Rate WatchMortgage rates rose rapidly today, almost completely erasing the improvement following last week"s Fed Announcement. This is especially ironic considering most major media outlets are running Freddie Mac"s weekly mortgage rate survey headline. Because that survey receives most of i...Read More
Monumental Shift Toward Non-Bank Servicing. Does it Matter?
3/26/2015 11:28 AM
Posted To: MND NewsWireIn the past five years there has been a monumental shift in mortgage loan servicing. Bank servicing subsidiaries, which once dominated in the market, no longer even constitute a majority of companies servicing Ginnie Mae mortgage loans. In an article in the CoreLogic Insights blog Faith Schwartz Co...Read More
Home Price Plateau Possible in Areas Where Wages Can"t Keep Up
3/26/2015 11:13 AM
Posted To: MND NewsWireWhile a study released on Thursday by RealtyTrac shows a huge discrepancy between the growth in home prices and increasing wages, it appears that housing in most of the country remains affordable. The California company looked at wage growth and home price appreciation over recent two year periods ...Read More