FL mortgages : FL mortgage rates and home loans
 

Get the best mortgage loan for you

When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

Mortgage Calculator

$
%
%
yrs
Mortgage News:
 
MBS RECAP: Strong Again, This Time After Morning Head-Fake
4/24/2014 2:54 PM
Posted To: MBS CommentaryFor the second straight day, MBS are coasting toward the close having held a narrow 4/32nds range for most of the day, having seen little, if any threat of major weakness. Today was a bit different than yesterday in that it started out in weaker territory. The weakness in Treasurie...Read More
 
Mortgage Rates Hold Steady Despite Stronger Data
4/24/2014 2:06 PM
Posted To: Mortgage Rate WatchMortgage rates held were mostly sideways today. In cases where rate sheets differed from yesterday, the tendency was toward just slightly higher rates. The move was small enough that this would only affect the up-front cost component of most quotes, meaning the actual interest rate...Read More
 
Increasingly Optimistic Attitudes on Housing Market
4/24/2014 11:28 AM
Posted To: MND NewsWireA new Gallup survey seems to indicate that Americans are falling in love with real estate again . The poll, conducted among over a thousand respondents this month, shows that 56 percent of Americans think the average price of a home in their local area will increase compared to only one-third who t...Read More
 
MBS MID-DAY: Volatile Morning Leaves MBS Just Barely Positive
4/24/2014 11:01 AM
Posted To: MBS CommentaryBond markets have had a volatile morning so far. Treasuries were slightly weaker overnight, resulting in lower opening levels in MBS. Both were weaker still after the 8:30am economic data. Although the Jobless Claims headline came in higher than expected, ongoing claims fell and th...Read More
 
Price Growth Slows in Once Hot Markets
4/24/2014 9:54 AM
Posted To: MND NewsWireSales of residential properties were marginally higher in March than in February and the median price of both distressed and non-distressed properties also increased slightly RealtyTrac said today. Sales of single-family homes, condominiums, and townhomes were at an annual rate of 5,253,464 units i...Read More
 
CFPB Pilot Program Seeks to Lessen Closing Table Pain
4/24/2014 9:20 AM
Posted To: MND NewsWireThe mortgage closing table is the site of considerable pain and confusion for homebuyers, Richard Cordray, Director of the Consumer Financial Protection Bureau (CTFP) told a Mortgage Closing Forum on Wednesday. They find themselves confronted with reams of documents while facing one of the most imp...Read More
 
Buffett Ready to Step in for Fannie & Freddie? Breaking News: CFPB Research Discovers Confused Borrowers
4/24/2014 9:18 AM
Posted To: Pipeline PressIt is "bring your kid to work" day. Some kids are fascinated with how much others make. They grow up to be underwriters . Others are fascinated with the ebb and flow of compensation, and the inherent inequality in government versus private market pay structures. They...Read More
 
MBS Day Ahead: Jobless Claims Data is More Important Than Normal Today
4/24/2014 7:00 AM
Posted To: MBS CommentaryBond markets continue to be relentlessly sideways. Just when Treasury yields were staging for their best chance at breaking out of a 3-month range-bind, yields spiked late last week after a token amount of deescalation in Ukraine following the Geneva talks. The deescalation was sho...Read More
 
MBS RECAP: Strong and Stable all Day
4/23/2014 3:21 PM
Posted To: MBS CommentaryIt was a refreshingly strong day for MBS and Treasuries. While the gains weren't immense by any standard, they were mostly present from the start of the day and never looked to be under dire threat. Weak economic data helped get things going in the morning, though it was a bit ...Read More
 
Mortgage Rates Erase 2 Days of Weakness
4/23/2014 2:14 PM
Posted To: Mortgage Rate WatchMortgage rates moved lower at a healthy pace today, more than erasing the past two days of weakness, but leaving most of last Thursday"s weakness intact. Some of the gains were attributable to today"s much weaker than expected reading on New Home Sales earlier this morning. Downbea...Read More




Licensed Correspondent Lender


Twenty-First Century Mortgage Services, Inc
Phone: Cell:

Why an inspection? | Staff Profiles | Contact Us | Closing Costs | Download Adobe Acrobat | Tell a Friend | News | Real Estate Glossary | Home | Loan App Checklist | Mortgage Saving Tips | Documenting Assets | Site Map | Loan Application | The Loan Process | Get Your Loan Faster! | Fixed Vs. Adjustable | Improve Your Credit Score | Should you buy points? | Getting Qualified | When to Refinance | Loan Application Info | What is a credit score? | Rate Lock Periods | Rates and A.P.R. | Refinancing Options | Mortgage Qualifier Calc | Mortgage Calculators | Customer Login | Our Service Area | Gifts as downpayment | Disputing Credit Reports | Getting Your Credit Report | 401k for Downpayment | VA Loans | Government Loan Programs | Buyer Don'ts | How Much You Can Afford | Are You Pre-Approved?

Copyright © 2014 Twenty-First Century Mortgage Services, Inc
Portions Copyright © 2014 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map