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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News:
 
MBS RECAP: Super Flat Day Signals an End to Week-Long Consolidation
10/22/2014 3:47 PM
Posted To: MBS CommentaryWhen you see the word " consolidation " in market analysis--especially with respect to movement in securities prices/yields--it might as well read "correction." Simply put, a consolidation is the diffusion of the volatility. Rates spike higher or lower. Market p...Read More
 
Mortgage Rates at a Standstill, but not for Long
10/22/2014 3:15 PM
Posted To: Mortgage Rate WatchMortgage rates had their single flattest day since October 2nd today. This is the polar opposite of last week"s exceptional volatility. The most interesting thing about it is that this is the way rates typically respond to that kind of rapid movement. It goes something like this: o...Read More
 
Freddie Mac Economists Prescribe L.I.F.T. for Economy
10/22/2014 2:26 PM
Posted To: MND NewsWireFrank E. Nothaft and Leonard Kiefer, Freddie Mac"s chief and deputy chief economists have come up with a formula for lifting the economy from its continuing low-growth status to a trajectory of robust sustainable growth. And that"s what they are calling it, L.I.F.T. The acronym stands for Labor, In...Read More
 
MBS MID-DAY: Back Near Unchanged Levels After Morning Volatility
10/22/2014 12:32 PM
Posted To: MBS CommentaryHere's a two-part chart that does a nice job of framing today's activity in both a longer and shorter term perspective. As you can see, we definitely had some bond-market-specific weakness this morning. Unfortunately for the sake of accurate analysis, the weakness occurred ...Read More
 
Elizabeth Warren Goes After Lenders; Ocwen vs NY Continues
10/22/2014 9:49 AM
Posted To: Pipeline PressIf I was going to build a house, I"d want to make sure it was on the right lot. For some folks that doesn"t work out so well - thanks to Ali F. for sending this in. As the MBA"s conference wraps up today in Las Vegas without me finding the Segway rental desk, I am re...Read More
 
Best Week of Year for Refis; MBA sees Purchase Loan gains Next Year
10/22/2014 7:52 AM
Posted To: MND NewsWireFalling interest rate precipitated a major refinancing rally during the week ended October 17 even though Columbus Day shortened the business weeks in some locations. The Mortgage Bankers Association"s (MBA"s) Refinance Index jumped 23 percent compared to the previous week, the largest increase for...Read More
 
MBS Day Ahead: One Reason Bonds Might be Close to Rallying Again
10/22/2014 6:36 AM
Posted To: MBS CommentaryIt's been a pretty boring and consolidative week for bond markets so far, so let's have some fun. What follows is essentially a bullish case for bond markets, and you should be aware of some caveats before we begin. 1. The conclusion is based on past precedent, which isn...Read More
 
MBS RECAP: Bond Markets Holding up Well Against Stock Market Strength; MBS Better Still
10/21/2014 4:14 PM
Posted To: MBS CommentaryIt turned out to be an exceedingly uncomplicated day for Treasuries by the time US trading hours rolled around. Before that, yields moved sharply higher in the overnight session after news of potential ECB corporate bond buying . This isn't something that's currently on the...Read More
 
Mortgage Rates Sideways to Slightly Higher
10/21/2014 3:18 PM
Posted To: Mortgage Rate WatchMortgage rates continue to bide their time , holding just under 4 percent on average. Some borrowers might see their quote move up .125% from yesterday, but others will be quoted the same rate with slightly higher closing costs. A few lenders didn"t move at all, but they"re the exc...Read More
 
No Surprise: Final QRM Rule Closely Follows QM
10/21/2014 2:03 PM
Posted To: MND NewsWireFinancial regulators on Tuesday finally released the final rule defining Qualified Residential Mortgages (QRM). The definition is intended to determine which loans are exempt from the risk retention requirements of the Dodd Frank Wall Street Reform and Consumer Protection Act. As expected, the fina...Read More