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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News:
MBS Day Ahead: Busy Day of Data for Europe and US
1/30/2015 6:32 AM
Posted To: MBS CommentaryThe last trading day of the month for bond markets is more interesting than average in its own right. Money managers are busy making sure their holdings match certain indices. For bond market participants, that's typically some flavor of Barclay's index . There's no sec...Read More
MBS RECAP: Bond Markets Take "Inside Day" to Another Level
1/29/2015 3:46 PM
Posted To: MBS Commentary"Inside day" is a good little piece of market jargon. It refers to a day of trading where prices, yields, or whatever you want to chart fall INSIDE the high and low from the previous day. So quite simply, if the orange lines in the chart below (today's range) fall ins...Read More
Mortgage Rates Holding Near Long-Term Lows
1/29/2015 2:53 PM
Posted To: Mortgage Rate WatchMortgage rates were steady to slightly higher today on average. Some lenders were actually slightly lower, but they were the exception. In contrast to yesterday, the bond markets that underlie rate movements were exceedingly calm, and what little movement there was came in measured...Read More
Averages in 2014: LTV, FICO, Loan Types, and More
1/29/2015 2:49 PM
Posted To: MND NewsWireFifty-six percent of loans closed in December were for home purchase, somewhat lower than the average for 2014 as a whole according to the Origination Insights Report from Ellie Mae. Lower interest rates pushed refinancing numbers higher toward the end of the year, increasing originations for that ...Read More
MBS MID-DAY: Grinding Sideways to Slightly Weaker With Little Regard for Events
1/29/2015 11:46 AM
Posted To: MBS CommentaryWhile there have been several economic events in the overnight and domestic sessions that seemingly imparted some momentum, bond markets are better described as simply correcting from yesterday's rally. The following chart appeared in the morning update on MBS Live. Keep in min...Read More
Pending Home Sales Suffer Largest Drop of Year
1/29/2015 9:54 AM
Posted To: MND NewsWireThe rate at which contracts were signed to purchase homes was down slightly in December the National Association of Realtors® (NAR) said today. Even though buyers were looking at the lowest interest rates of the year NAR’s Pending Home Sales Index (PHSI) was down 3.7 percent to 100.7 from...Read More
Fannie CU Webinar; Reports on Health of Reverse Mortgages, Homebuilders, and Housing Market
1/29/2015 9:45 AM
Posted To: Pipeline Press"Rob, I just heard of a major lender offering an internal incentive for originating FHA streamline refinances . The bonus is 100 bps on top of their normal commission. This sounds highly unusual and will directly relate in greedy loan reps steering clients back to FH...Read More
MBS Day Ahead: Bond Markets Still Trying to Make up Mind After ECB
1/29/2015 6:32 AM
Posted To: MBS CommentarySo much of 2014 was spent building up to the notion of ECB QE and so much of the first 2 weeks of 2015 was dedicated to fully pricing it in that bond markets seem like they're not sure what to do next. Either that or the reality of ECB QE is still being digested in the context ...Read More
Freddie Mac Index Shows Deterioration in some Energy Dependent Markets
1/28/2015 4:19 PM
Posted To: MND NewsWireFreddie Mac"s Multi-Indicator Market Index (MiMi) rose nationally this month for the third consecutive time. This, along with improving three month trends in thirty-four states and the District of Columbia and 37 of 50 metropolitan areas shows, the company said, that the U.S. housing market is cont...Read More
Mortgage Rates Back to Long Term Lows After Fed
1/28/2015 4:03 PM
Posted To: Mortgage Rate WatchMortgage rates fell again today , and while the move wasn"t big, it was enough to bring most lenders back in line with the best rates from two weeks ago. Those have the added distinction of being the best rates since May 2013. At these levels, 3.625% is widely available as a top ti...Read More