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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

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Mortgage News:
MBS Day Ahead: Will Bonds Continue to Defy Stocks?
10/21/2014 6:34 AM
Posted To: MBS CommentaryWill bond markets be able to hold their ground if equities make more meaningful gains today? I don't know but they did yesterday, and it was the best such performance since mid September. In fact S&P futures were up over 20 points by 5pm Treasuries had managed to make meage...Read More
MBA"s Stevens: No Sense Pining for the way it used to be
10/20/2014 4:02 PM
Posted To: MND NewsWireDavid Stevens, President of the Mortgage Bankers Association (MBA), told an audience attending the association"s s annual convention in Las Vegas that the rules for Qualified Residential Mortgages will be, as rumored, released on Wednesday. This rule, which was sent back to the drawing board two ye...Read More
MBS RECAP: Bond Markets Refreshingly Resilient Against Stock Market Gains
10/20/2014 3:59 PM
Posted To: MBS CommentaryTreasuries and MBS didn't end up making much progress today. Fannie 3.5s are only 2 ticks higher than they were at the close on Friday and 10yr yields aren't even 1bp lower. But bond markets were still arguably successful . Reason being: stocks advanced by nearly 20 points ...Read More
Watt Focuses on Reps/Warrants; 97% GSE Loan Mentioned Only in Passing
10/20/2014 3:31 PM
Posted To: MND NewsWireFederal Housing Finance Agency (FHFA) Director Melvin L. Watt focused his remarks to attendees at the Mortgage Bankers Association annual conference on the issue of representation and warranties. He acknowledged that fears of being forced to repurchase large numbers of loans after they have been so...Read More
Mortgage Rates Holding Under 4 Percent
10/20/2014 2:32 PM
Posted To: Mortgage Rate WatchMortgage rates returned to levels best characterized as "under 4 percent" today after drifting higher on Friday. Last Wednesday was the first foray into the "high 3"s" in more than 16 months. Not every scenario will be seeing those high 3"s today, but for top tier borrowers, 3.875%...Read More
Mortgage Credit: Loose, Tight, or Just Right?
10/20/2014 1:13 PM
Posted To: MND NewsWireEarlier this year the Mortgage Bankers Association (MBA) began releasing its Mortgage Credit Availability Index , a measure of how "loose" or "tight" mortgage credit is when compared to the previous month or year. In an article on CoreLogic"s Insights blog, titled "Goldilocks and the Three Credit B...Read More
MBS MID-DAY: Bond Markets Holding Near Unchanged Levels After Stronger Morning
10/20/2014 11:47 AM
Posted To: MBS CommentaryTreasuries were moderately stronger overnight resulting in positive opening levels for MBS. Both continued to improve until the 9:30am stock market open. This continues to be the most active time of day for bond markets as stocks continue to avoid committing to a fuller-fledged bou...Read More
Non-QM and Expanded Products; If Agencies go to 97% Will Lenders and MI Companies Follow?
10/20/2014 8:57 AM
Posted To: Pipeline PressI brought a set of workout clothes to the MBA conference, which turned out to be a waste because we"re all burning lots of calories dashing to meetings in this immense hotel-conference center. I decided to venture into the Business Center at the Mandalay Bay Hotel an...Read More
MBS Week Ahead: Slow Week For Economic Data; High Stakes For Bond Markets
10/20/2014 6:29 AM
Posted To: MBS CommentaryWith a few more days between us and last Wednesday's epic bond market snowball, bigger media outlets have begun pondering said epicness. That's not necessarily a bad thing as it will give us a chance to review what we already know. Tue 10/14 : Discussed the set-up and how s...Read More
MBS RECAP: MBS Outperform Treasuries; Lenders Remain Cautious; Still in the Game
10/17/2014 4:34 PM
Posted To: MBS CommentaryMost days with modest gains in MBS would see similarly modest improvements in rate sheets. While there were a handful of positive reprices in the afternoon, they were working against very conservative morning pricing, leaving rates slightly higher day-over-day. In that light, the m...Read More